- Access to the best rates
We have access to all the major mortgage institutions and can provide lower rates than even walking in to your bank. In most cases, our mortgage agents are able to beat all rates from your local bank.
2. More Choice
With access to over 100 lenders, we can provide the best type of mortgage for your needs, whether it be a line of credit, low rate, or cashback mortgage.
3. Preserve your credit rating
We pull your credit bureau only once. As mortgage agents, we are able to shop it with only the one credit bureau pull. If you go to major banks, each bank will pull it once, which will negatively impact your score.
5 credit pulls by 5 different banks = lower credit score
4. Experts in our field
Mortgage agents and brokers are specialists in providing guidance for all your mortgage needs. Their knowledge will help you make sure you make the right decision on the mortgage product.
5. We can negotiate for you
Mortgage brokers act in your best interest and do all the negotiating to secure competitive rates and terms that fit your situation.